Housing and Home Buyer Resources Agencies
Maryland Department of Housing and Community Development
The Maryland Mortgage Program helps homebuyers in Maryland achieve their dream of homeownership through a range of programs that make purchasing and owning a home more affordable.
(800) 756-0119
Baltimore City Department of Housing and Community Development
Find information on Baltimore City housing and homeownership programs and resources
(410) 396-3124
Healthy Neighborhoods Inc.
Healthy Neighborhoods helps strong but undervalued neighborhoods increase home values, market their communities, create high standards for property improvement and forge strong connections among neighbors.
(410) 332-0387
Neighborhood Housing Service (NHS) of Baltimore
A non-profit 501c(3) organization, Neighborhood Housing Services of Baltimore (NHS), partners with communities to increase homeownership, improve the quality of life in neighborhoods, and strengthen the local real estate market.
(410) 327-1200
Live Baltimore Inc.
As a 501(c)(3) nonprofit, Live Baltimore works citywide to grow Baltimore’s economy by attracting residents, retaining residents, and supporting healthy housing markets.
(410) 637-3750
First-Time Homebuyer Counseling Agencies
NHS of Baltimore
(410) 327-1200
Comprehensive Housing Assistance Inc. (CHAI)
CHAI’s mission is to strengthen the fabric of neighborhoods connected to Jewish Baltimore, through housing and community development, so residents of all ages can thrive.
(410) 500-5309
Druid Heights Community Development Corporation (CDC)
Druid Heights CDC’s mission is to cause, encourage and promote community self-empowerment through the development of economic, educational, employment and affordable housing opportunities.
(410) 523-1350
Harbel Community Organization Housing Partnership
HARBEL Housing provides the required HUD Certified First Time Homebuyer education and counseling for certificate required for most down payment assistance programs.
(410) 444-9152
Southeast Community Development Corporation
Southeast CDC offers first time housing counseling.
(410) 366-8550
Ambrose Housing Aid Center
Ambrose Housing creates and maintains equal housing opportunities for low- and moderate-income people, primarily in Baltimore City, and to encourage and support strong and diverse neighborhoods.
(410)-366-8550
The Development Corporation (TDC) of Northwest Baltimore
TDC is a a comprehensive housing counseling and community development agency founded in 1987.
(410) 578-7190
Home Owner Assistance Programs
Baltimore City LIGHT Program
LIGHT assists Baltimore City residents in obtaining and coordinating the delivery of a variety of no- and low-cost services to help them become more self-sufficient, safer, more stable and healthier in their homes.
(410) 396-3023
Baltimore City Weatherization Assistance Program
The Weatherization Assistance Program helps low-income households with reducing energy expenses by installing energy conservation materials and products which help lower utility bills and maintain a safer, more comfortable home.(443) 984-1066
BGE Smart Energy Program (EmPOWER Maryland)
Discover how to boost energy savings throughout your home, with everything from home energy assessments to rebates and discounts on energy-efficient products.
Maryland Lead Hazard Reduction Grant and Loan Program
The Maryland Department of Housing and Community Development provides funds to assist homeowners and landlords lessen the risk of lead poisoning and preserve the housing stock by reducing or eliminating lead-based paint hazards.
Maryland Office of Home Energy Programs
Apply for energy assistance with the Maryland Department of Human Services.
Homebuying Financial Incentives
Maryland Homeowners Tax Credit
Live Baltimore Homebuying Financial Incentives
Live Baltimore list for more than 50 financial incentives are available to Baltimore City homebuyers and homeowners, including loan programs, down payment and closing cost incentives, tax credits, renovation incentives, and more.